Bankruptcy Lawyer with Offices in Surprise and Glendale, Arizona
Comprehensive Counsel with Chapter 7 and Chapter 13 Bankruptcy Filings
When you are struggling to meet your financial obligations, a personal bankruptcy filing under Chapter 7 or Chapter 13 of the Bankrutpcy Code may be what you need to get a fresh financial start. You can discharge most obligations or restructure your debt into more affordable payments while putting a stop to harassing phone calls, letters and legal action by your creditors.
At the Dodds Law Firm, PLC, I provide comprehensive representation to people throughout Maricopa County who are considering a personal bankruptcy filing. I believe that all people are entitled to the benefits and protections afforded by state and federal laws, including the bankruptcy statutes.
Before entering the legal profession, I spent 28 years as an educator, 14 years as a district superintendent. As a result, I know how to listen carefully and how to clearly explain the law, the process and your options so that you can make the right decision.
To set up a free 30-minute consultation, contact my office online or call me at 623-208-6098 (toll-free at 877-827-9906).
My Personal Bankruptcy Practice
When you retain me to help you with a bankruptcy issue, my first course of action will be to help you determine whether or not you qualify to discharge debts with a Chapter 7 filing. Under the recent revisions to the bankruptcy laws, you must qualify for a Chapter 7 filing by completing a "means test," whereby you demonstrate to the bankruptcy court that you lack the means to repay your debts over a 3 to 5 year period.
I will walk you through the means test and, if you are eligible to file under Chapter 7, I will prepare all the documentation required to initiate and complete the process. I will also act as your advocate in your creditors hearing, with the bankruptcy trustee and the court.
If you do not qualify for a Chapter 7 bankruptcy filing, you can still stop the harassing phone calls and letters with a Chapter 13 petition. Under Chapter 13, we will create a repayment plan that restructures your debt into affordable payments over a 3 to 5 year period. At the end of the repayment period, any remaining unsecured debt will be discharged. I will discuss what all of this means to you as well as what is the best bankruptcy option for your personal financial situation.
Contact Attorney Dan R. Dodds
For a free 30-minute consultation, contact me online or call me at 623-208-6098 (toll-free at 877-827-9906). My office is open weekdays from 9 am until 5 pm; and evening or weekend consultations are available upon request.