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March 2014 Archives

Consumer debt and lack of savings a problem for many

According to a recent survey conducted by a consumer financial services company, nearly 30 percent of Americans have a greater amount of credit card debt than savings. This may be putting some individuals in Arizona and elsewhere in a precarious financial situation with their creditors.

The consequences of not paying credit card minimums

Arizona readers who are carrying the weight of credit card debt may be interested in an article discussing what happens if minimum payments are not made. While there will be bad news for a person's credit, the penalties will not be quite as harsh as some bill collectors may imply.

People can manage debts themselves or pursue a management plan

Individuals, including residents of Maricopa, Arizona, who find themselves in consumer debt may not know how to handle it. When faced with mounting debts, people can choose between a debt management plan or a DIY debt reduction plan.

  • MCBA | Maricopa County Bar Association
  • State Bar of Arizona
  • ABA | American bar Association | Defending Liberty Pursuing Justice
  • Oregon State bar
  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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The Dodds Law Firm, PLC, is located in Surprise and serves clients throughout the West Valley area. To schedule a consultation with a lawyer, call 623-208-6098 or toll free at 877-827-9906. You can also contact us online.

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