Are you concerned about acquiring medical debt if the Affordable Care Act gets repealed and replaced by the current version the Senate is proposing?
Many Arizona residents could be negatively impacted if the current version of the Better Care Reconciliation Act (BCRA) becomes the law of the land. This version of the administration's proposes lifetime caps on health insurance coverage.
Consider the untenable circumstances that parents of babies who are born critically ill could face if these lifetime caps are reached while the kids are still in grade school or even younger. Aside from neglecting their children's precarious health, the parents have few options but to incur staggering amounts of medical debt to get them the care that they need to stay alive.
The Affordable Care Act prohibits insurers from applying lifetime payment caps on health care benefits. Under the latest legislative proposals, individual states could decide where to limit essential care and benefits. State governments could also issue their own definitions of "essential" care.
One mom took to Twitter to talk about the financial and medical repercussions for her son, 2, who was diagnosed at birth with heterotaxy syndrome. The condition caused his internal organs to be displaced misshapen and in some instances, missing entirely.
Her son already had four surgeries that opened his chest to replace and repair vital organs. His last $200,000 surgery cost his family only $500 under the coverage of the ACA. What that same surgery could cost under the newer proposals would probably be far more expensive.
Thanks to Obamacare's ban on lifetime caps, the mother only had to pay $500 for the latest surgery, which was billed at over .However, she is now concerned that the senate's health care plans could force her to pay more.
By the mother's calculations that she posted on Twitter, a 10-hour operation, plus two weeks of intensive recovery care would set the family back over $231,000
If medical debts are threatening to drown you, learn about the bankruptcy options you have available from a Maricopa County attorney.
Source: Distractify.com, "Mother Shares 2-Year-Old Son's Insane Medical Bills To Protest Trumpcare," Mark Pygas, June 26, 2017