There is nothing worse than sitting down to dinner with your family, after a long day of hard work, when the phone rings and it's an unscrupulous debt collector, threatening you with a legal action if you don't pay up. These debt collectors know no bounds. They will call your work, your friends, your family -- anybody who they think might know you -- in order to collect on unpaid or overdue debts.
If you're not paying your credit card bills and other debts, there's likely a very good reason for that. For whatever reason, you're in over your head, struggling to make financial ends meet. Maybe you had to spend your cash reserves on an emergency surgical procedure. Maybe a tree fell on your house. Or, maybe the bills and debts have slowly crept over the years until they became too much for you to afford. To add insult to injury, you're now dealing with an onslaught of harassing phone calls from debt collectors, making it even harder for you to find your peace.
At The Dodds Law Firm, we can help you make the creditor harassment stop by filing bankruptcy on your behalf. Those who file for bankruptcy in Arizona receive the benefit of an "automatic stay." This automatic stay means that all attempts to collect on your debts covered by the bankruptcy must immediately stop. If one of these creditors wants to collect, it must do so through the bankruptcy court.
Do you want relief from your debts? The Dodds Law Firm will take a look at your financial situation, your income and your total debt to help you review whether bankruptcy may be an appropriate solution for your situation.