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Questions to ask when choosing a guardian for your children

When creating an estate plan, focus your time and energy on more than what happens to your assets upon your passing. For example, you should have a clear idea of who will care for any children under the age of 18.

Choosing a guardian for your children is easier said than done, especially if you and your spouse have differing opinions. Fortunately, there are several questions you can ask and answer to ensure you are making the right decision:

  • Does the person have the same parenting values and style as you?
  • How old is the person and are they physically capable of raising your children until they reach the age of 18?
  • What type of financial situation is the person in?
  • Does the person have a stable personal life?
  • Does the person already have their own family, including children?

These are not the only questions to answer, but they'll definitely point you in the right direction.

For example, if you find that a candidate is in poor health, you don't want to burden them with the idea that they could have to act as the guardian of your child in the future.

Or if a particular person already has a handful of children, you may feel poorly about asking them to take on additional responsibility.

There are many things to consider when creating an estate plan, and the well-being of your children should be at the top of your priority list. Choosing the right guardian and adding this into your estate plan will give you peace of mind and a clear idea of what would happen to your children in the event of your passing.

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